I applied for a loan modification a year ago.
I applied for a loan modification a year ago. I paid a lesser amount of mortgage payments for 4 months last year then continued to pay as normal. After not hearing anything for so long and how this was affecting my credit, I decided to cancel the modification, then received foreclosure notices and was informed that I was 3 months behind in mortgage although I never missed a payment. I can't get anyone to call me back or talk to me. What can I do?
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