How do I cash the check of deceased person?

How do I cash the check of deceased person? I am the executor of the account.
Patricia asked this question 1 year ago
  • Bank of America • 248 answers • 85% helpful

    Take the check to the bank where the deceased maintained checking accounts or the bank holding the estate accounts.
    Explain to the bank teller or customer service representative that you are the executor or trustee for the estate of the deceased. Provide the death certificate and all supporting documentation stating you are the authorized executor or trustee for the estate. Probate courts can issue a Letter of Administration, stating who the executor is.
    Endorse the check based on your title if the bank agrees to cash it. For example, write the deceased person's name on the first line followed by your signature on the second line with your title such as "Executor for the Estate of Jon Jay."

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  • Bank of America • 1929 answers • 94% helpful

    Actually cashing tbe check is likely not one of your options. First, how is the check made out - to the individual or to the estate? Whether an estate account will be required will depend on the minimum estate amount set by the state. A check made out to a deceased individual is generally considered void and would be reissued in the name of the estate.
    Who is the check from?
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    • P
      Patricia
      One check is from the Social Security admin made out to the estate of the deceased. Another is from Comcast made of to the deceased
    • Bank of America • 1929 answers • 94% helpful

      Your simplest solution is to open an estate account. As executrix, you should already have the documents necessary and then you would be able to deposit checks and pay any expenses our distribute funds as you see fit. Anything else will become extremely complicated and time-consuming - and probably not worth all the effort.
  • Bank of America • 2146 answers • 92% helpful

    Hi Patricia,
    Bankbuster is absolutely right.
    You do need to open an estate account. The estate account you open is for any money or items you liquid, expenses and creditors.
    Because part of the executors job is to manage the whole will, 401k, life insurances benefits and the remaining items in a safety deposit box.

    Before you open an account, you do need an ID number provided by the IRS.

    Let me know if you have more questions.
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    • P
      Patricia
      How do you get the IRS ID number?
    • Bank of America • 2146 answers • 92% helpful

      HI Patrica,
      Do you currently have any tax ID number?
      Just like opening any account, you do need a tax ID number. For personal it is your social.
      In the case of an estate, you need to fill out the form SS4.
      IRS Tax Form :(800) 829-3676 and request a Form SS-4 be mailed to your home.
      OR do it online
      https://sa2.www4.irs.gov/modiein/individual/ind...
    • P
      Patricia
      The estate does not need to go to probate.
    • P
      Patricia
      The estate does not need to go to probate.
  • 113 answers • 86% helpful

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